jeudi 9 mars 2017

BTO, Resale or EC?

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BTO, Resale or EC?
Old Today, 04:26 AM   #1

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Join Date: Jun 2009

Posts: 205

BTO, Resale or EC?


Hi
I like to seek some advice on which option is the best.
These are some of the options and the relevant concerns on them:

1) BTO - Need to wait around 5 years. May like to get married within 3 years. Recently got pay increment and may not get if based on current income. Heard can qualify if they look at past year tax filing.

2) Resale - Although don't mind second hand houses, will prefer brand new if possible.

3) EC - After the initial 20% payment, my CPF and cash savings would be nearly wiped out.

Hope to seek some advice here. thx.

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